Lender types
Every kind of lender, clearly labeled.
Each specialty described honestly, so you can choose what fits.
Non-recourse real estate lending
Non-recourse commercial real estate loans
non-recourse CRE acquisition loans · non-recourse refinance loans · CMBS non-recourse loans
For: limiting personal liability on a property purchase, refinancing a commercial property without a personal guarantee, understanding carve-out exposure
DSCR & rental property loans
DSCR rental loans · multifamily DSCR loans · non-recourse DSCR structures
For: qualifying on property cash flow instead of personal income, financing an investment property portfolio
Traditional & SBA-backed lending
Alternative & revenue-based financing
Revenue-based financing
revenue share agreements · royalty-based financing · growth capital tied to monthly revenue
For: raising capital without giving up equity or a personal guarantee, financing growth with variable repayment tied to sales
Merchant cash advances
merchant cash advances · receivables purchase agreements
For: fast short-term capital, understanding the real cost and risk before signing
Equipment financing
equipment loans · equipment leases · sale-leaseback financing
For: buying or leasing equipment without tying up working capital, financing secured mainly by the equipment itself
Asset-based lending
accounts receivable financing · inventory financing · asset-based lines of credit
For: borrowing against receivables, inventory or equipment, working capital for asset-rich, cash-poor businesses
Startup & new business funding
startup funding options · alternative lending for pre-revenue businesses · first-time business financing
For: funding a business with little operating history, understanding which options don't require a personal guarantee